Ideally, families need to talk about who is going to pay for which parts of the four year experience, whether it is tuition, room, board, books, ski trips, study abroad, dating expenses, pizza, beer, or fraternity life. It is wise to take advantage of the known rather than exposing the family to the unknown. One is always safer on one's own home turf. Therefore, take care of visits to your personal doctor, dentist, chiropractor, optometrist, etc. and make sure you stock up on personal items of prescribed medications, OTC drugs, and other items of personal use and hygiene.