Admissions Expertise How do non-citizens residing in the US approach the financial aid application? You would have to submit your Alien ID # instead of your social security #. The remaining process is the same as US citizen. You might be asked to submit a copy of your passport to your school. Likes Like This Answer Already Liked This Answer Thank you, this item will be reviewed. How is financial aid determined? Title IV funds are determined through the Free Application for Federal Student Aid (FAFSA). Information such as adjusted gross income on your previous year's tax return and household size are key in determining your expected family contribution (EFC). Your EFC is then used to calculate your financial aid. Your financial aid fund limitations are dependent on your dependency status. Dependency status is determined by questions on the FAFSA. Likes Like This Answer Already Liked This Answer Thank you, this item will be reviewed. Does credit score have an impact on students' ability to apply for loans? Credit score does not affect your application for Federal Direct Loans. Federal student loans are based on financial need. Likes Like This Answer Already Liked This Answer Thank you, this item will be reviewed.