Sponsored Partner
Need help finding the money you need for college? With the Smart Option Student Loan® you can pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school or for a professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
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With a Smart Option Student Loan® qualified applicants receive:
Competitive Variable Rates: 5.87% APR – 16.20% APR, and competitive fixed rates available1
Lowest rates shown include the auto debit discount1
Multiple repayment options
No origination fee or prepayment penalty2
Borrow up to 100% of the school-certified expenses for the entire school year3
Borrow Responsibly.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
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Loans for Undergraduate & Career Training Students are not intended for graduate students and are subject to credit approval, identity verification, signed loan documents, and school certification. Student must attend a participating school. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.
Information advertised valid as of 04/25/2023.
Sponsored Meaning Explained
EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Ad” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school. Your trust is our priority. We at EducationDynamics believe you should make decisions about your education with confidence. that’s why EducationDynamicsis also proud to offer free information on its websites, which has been used by millions of prospective students to explore their education goals and interests. close