Student Loan Forgiveness in Texas: Everything You Need to Know

Posted byUnigo Staff

Do you have student loans? If so, you’re not alone. A majority of college students borrow money to pay for school. The good news is that there are a number of student loan forgiveness programs available, including one in Texas. Keep reading to learn more about the Texas Student Loan Forgiveness Program and how to qualify.

As the cost of higher education continues to rise, more and more students are struggling to pay off their student loans. In Texas, there are several programs that offer student loan forgiveness for those who work in certain public service or teaching positions. For example, according to studentaid.gov, under the Teacher Loan Forgiveness Program, if you teach full time for five complete and consecutive academic years in a low-income school or educational service agency, and meet other qualifications, you may be eligible for forgiveness of up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.

Other loan forgiveness options for teachers only are as follows:

  •  Federal Teacher Loan Forgiveness  
  •  Teach for Texas Loan Repayment Assistance
  •  Public Service Loan Forgiveness
  • Federal Perkins Loan Teacher Cancellation
  •  Math and Science Scholars Loan Repayment Program

Loan forgiveness options for all education staff including non-teachers are the following:

  • Public Service Loan Forgiveness
  • Federal Perkins Loan Cancellation for Special Education

There are also several state-specific programs that offer loan forgiveness for Texans who work in certain public service or medical positions. If you’re struggling to repay your student loans, be sure to research all of your options to see if you qualify for any student loan forgiveness programs. Below are some loan forgiveness programs in the state of Texas that are currently funded and accepting applications.

  • Physician Education Loan Repayment Program
  • Nursing Faculty Loan Repayment Assistance Program
  • Rural Communities Health Care Investment Program
  • Loan Repayment Program for Mental Health Professionals
  • Texas Student Loan Repayment Assistance Program
  • Math and Science Scholars Loan Repayment Program
  • Border County Doctoral Faculty Education Loan Repayment Program
  • Dental Education Loan Repayment Program
  • St. David’s Foundation Public Health Corps Loan Repayment Program

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