Public Service Loan Forgiveness Program (PSLF)

Award Amount
Application deadline
Awarded By:

U.S. Department of Education

Number of Awards & Eligibility: The number of awards varies each year depending on the number of qualified program participants.
In order to qualify, students must meet the following criteria:
  1. Must work for an approved government agency or certain nonprofits.
  2. Must work full time for that agency or organization.
  3. Must have Direct Loans or consolidate other federal loans to qualify.
  4. Must repay your loans on an income driven repayment plan.
  5. Must make 120 qualifying payments.

In order to qualify, students must meet the following criteria:

Description: The Public Service Loan Forgiveness Program (PSLF) is available for full time employees in approved government agency or certain nonprofits. To be eligible, students must be employed in public service for a minimum of five years and have a remaining educational loan balance after making 120 qualifying payments.

Application requirements for the Public Service Loan Forgiveness Program (PSLF) are:

  • Application form.
Additional Information: The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments. You need to make these payments under a qualifying repayment plan while working full-time for a qualifying employer. Note that loan amounts forgiven under the PSLF Program are not considered income by the Internal Revenue Service. Therefore, you will not have to pay federal income tax on the amount of your Direct Loans that is forgiven after you have made the 120 qualifying payments.

Award Amount: The amount of loan forgiveness provided varies depending on the applicant's remaining loan balance.  The total dollars awarded for this scholarship is $50,000.

About U.S. Department of Education:
Contact Information: FedLoan Servicing, U.S. Department of Education
Address: P.O. Box 69184 Harrisburg, Pennsylvania 17106-9184
Email:

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